Pockets low on cash putting knowledge over swag
Talking loads of trash if it's not some balderdash

from The Palmer Squares (Ft. Umphrey's McGee) – The Plot Thickens Lyrics on Rap Genius

Meaning

He’s saying that he might not be rich, but he’d rather be smart than ‘swagged out’. These two lines are also a reference to the starting lines of a competition they entered ‘So You Think You Can Rap’

Knowledge over swag, dropping balderdash until my pocket’s full of cash
Ashes to ashes, there’s a couple things we have to establish

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