I always fantasize if I had went to college instead
Would I be happily married instead of broke and unwed?

from J. Cole – Crunch Time Lyrics on Rap Genius

Meaning

J Cole, speaking from the point of view of a friend in the struggle, poses the question that we all wonder: what if?

His friend skipped college for the drug game, as opposed to Cole, who graduated from St. Johns University in New York.

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