There's a bill in this Congress that would give every responsible homeowner in America the chance to save $3,000 a year by refinancing at today's rates

from President Barack Obama – State of the Union 2013 on Rap Genius

The Menendez-Boxer legistlation was introduced last year and is (very) slowly moving through the Senate, where it is likely to pass, but is facing an uphill battle in the House, which is bent on stopping any legislation supported by the president.

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