You’re telling me you ain’t never been down on your luck
Never tried to make them ends meet but just got stuck
Three different idioms at play in these two lines:
To be down on your luck is to suffer because a lot of unfortunate things are happening to you.
To make ends meet is to earn and spend equal amounts of money
To be stuck is to remain in a tedious, unpleasant situation.
In short, the narrator hasn’t been able to catch a break and, given his tone, he knows that he is not the only one, rich or poor.
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