Cause I'm young and I'm black and my hat's real low

from Jay Z – 99 Problems Lyrics on Rap Genius

Meaning

In “Juicy”, the Notorious B.I.G. complained of “sterotypes of a black male misunderstood”

Jay is making the same complaint about the cop’s stereotypes here (which is funny, since in this case, the cop’s stereotype is CORRECT! Jay-Z is, in fact, transporting drugs!)

In Decoded, Jay-Z explains this line, saying,

Driving while black" was usually a sufficient reason for the police to stop us. The first offense wasn’t the crack in the ride but the color of the driver.

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