Now I ain't saying she a gold digger
(When I'm in need) But she ain't messing with no broke niggas

from Kanye West (Ft. Jamie Foxx) – Gold Digger Lyrics on Rap Genius

Meaning

A gold digger is a woman who dates rich men in an attempt to live lavishly or get rich themselves

The woman Kanye is talking about isn’t exactly that because she doesn’t specifically go after rich men, she just refuses to date men that are poor

It’s possible that Kanye is mocking the woman by quoting her, to imply that she is actually a gold digger but refuses to admit it. This would be an example of Roman irony

Per MTV, the song was originally “meant to appear on Shawnna’s 2004 debut, Worth Tha Weight. West had tailor-made the now-famous ‘Gold Digger’ hook for the female MC to spit in the first person: ‘I’m not sayin’ I’m a gold digger, but I ain’t messin' with no broke n—-as …‘”

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