When they do make the whip you like, your chips

from Kanye West (Ft. KRS-ONE, Nas & Rakim) – Classic (Nike Air Force Remix) Lyrics on Rap Genius

Meaning

Young men often fantasize about owning a nice car however most lack the right funding to buy an expensive one. Nas notes that by the time you do get rich you will have matured to the point where you’ve realized that a car isn’t important to your own happiness.

What Nas may also be saying here is that the dream is often elusive to the one who pursues it. By the time you actually achieve the ends to justify the means, your objective has now become obsolete; the value of that (in this case, the car) which was sought before has diminished significantly in value and opulence.

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