And that's why I stay so Polo'd down, yup

from Erick Sermon (Ft. Fred The Godson, Mone & Swizz Beatz) – Set It Off (2012 version) Lyrics on Rap Genius

Meaning

To wear a polo is a bold fashion statement in rap, which shows that Erick really doesn’t care what people think of him.
He furthers this by saying to him wearing a polo is “Dressing Down”, whereas many people would find it classy.

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