It's people like you who talk that "should've, could've, would've" stuff

from Hopsin – Nocturnal Rainbows Lyrics on Rap Genius

Some people tend to make stupid decisions when they are young adults, but later in their life they live on regretting many things. They end up broke or in a bad position because of their early decisions on slacking off. He explains this more in the next few lines.

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