If you were from where I'm from then you would know
That I gotta get mine in a big black truck
You can get yours in a '64
Whatever it is, the party's underway

from Montell Jordan – This Is How We Do It Lyrics on Rap Genius

Meaning

He prefers to hook up in black SUVs but isn’t dissing those who prefer the old school Chevy, which was, apparently, popular in LA.

Probably the ‘64 in question is the '64 Chevy Impala (as the other famous Chevy from that year was, well, a big truck).

Impala

Big, and black. And look at those Whitewalls!

But the point is, Montell is going to look after his own self-interest (driving a big car), and celebrate his wealth, but he wants to see his neighbors do the same for themselves, he doesn’t want his gain to be their loss.

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