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The dude in the car doesn’t have to say anything because he’s a regular customer. She already knows what’s going down and she’s ready to get in the car.

“Owt” here means “anything” in the Yorkshire dialect – Turner is from Sheffield in South Yorkshire.

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Most likely also a sarcastic comment about the type of car, given that the Mondeo sold very well in Europe and the UK.

The narrator clearly doesn’t have much respect for the guys buying the girls either, and is taking a shot at this guy’s boring, common choice of vehicle.

The man that just pulled up is trying to stay lowkey, probably because what he’s about to do is illegal and probably because he’s embarrassed of it all.

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The narrator is wondering if there’s more to the scumbag than just being a scumbag, because he has enough brains to know that nobody’s that two dimensional. Selling women can’t be the only thing he does.

Turner uses the word “summat” here – a Yorkshire version of “something”.

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He’s not so subtly pretending she’s not there, although that can be hard when someone’s offering you sex. Of course, they have music to make, they don’t have time for that.

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Reference to the track, “Roxanne” by The Police, which is also a song about a prostitute (girl of the night).

The main verse of the song consistently repeats “Roxanne, you don’t have to put on the red light” – thus, contrasting the two people.

Putting on a red light means to let potential clients know that you’re open for business; whereas the person in the Police song insists that she doesn’t have to put on her red light, the scumbag in the Monkeys' song insists that she does.

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This scummy man must be the girl’s pimp. Alex is calling him a scummy man because it’s pretty disgusting for someone to treat women like property and sell them. The driving ban is the least of his shady past…

The song was originally called “Scummy.”

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The status of prostitution in England is a little legally ambiguous, but the first two lines here are pure sarcasm. She’s a prostitute waiting for curb crawlers to pick her up – of course she doesn’t have a card machine. It’s a joke intended to show how dodgy and off-the-books the whole affair is.

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This song is narrated from a bystander’s point of view. The narrator sees a girl walk around the streets at night. She’s a prostitute.

For someone to sell their body, they must be really desperate for money. Perhaps she had a drug problem or lost all of her money. Either way, her exact situation is not revealed to us.

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Em borrows this line from “Jockbox” by The Skinny Boys.

https://youtu.be/ZmvxzaD3Jiw?t=167

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These lines are being told during and after the robbery.

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