Second verse is for his main girl who has been loyal to him through thick and thin
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Nelly has sold over 21 million albums, so he’s got enough money to take care of his mom
Money, love, support, etc.
He’s trying to pay back his mom for her loyalty when he was such a troublesome child. Now he’s matured and is an enormous success and wants to provide for her
While she’s being a rock for him, Nelly keeps fucking up: wrecking her cars, stealing her money, and selling drugs on her property
Nelly maturely recognizes how selfish he was at that time. HE was focused on designer clothes and hustling while his mom was busting her ass working two jobs to provide for him
Even she can’t save him when he runs into trouble with the law
His mom always told him to stay out of trouble and stop dealing drugs
The only times he’d bother to call his mom were when he was in jail and needed bail money
Most times when “ma” it’s used to generally address a female, but here he’s actually talking to his mom