Why you ask for crack and all you had was scratch?
Scott is wondering why the subject of his attention is seeking crack cocaine without money. Instead she offers scratch for crack, scratch meaning a sexual engagement, most commonly intercourse. Scott alludes this encounter to the rap industry, and thinks that an artist needs talent, drive, and substance in order to attain success, which is symbolized by “crack,” another object of desire. Rappers can’t achieve success without talent, just as this druggie cannot acquire cocaine without money.
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