Nigga, payback's a bitch and bitch you been living in debt with me

from Kendrick Lamar – Rigamortus Lyrics on Rap Genius

Play on words here: if you’re in debt, you have to pay the bank (or whoever you’re indebted to) back. Kendrick Lamar is just giving payback to someone who did him wrong, so he says that person is living in debt to him.

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