Illegal chips keep my celly on

from Big L (Ft. Miss Jones & Stan Spit) – Holdin' It Down Lyrics on Rap Genius

Meaning

L is talking about using a burner, which is a type of cellphone that is powered up illegally. They eventually burn out after a certain amount of use. He’s talking of the chip in the phone, not using money obtained illegally to pay for the cellphone service.

Chips is a slang term for money see Ebonics

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